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Using loans effectively #1203
Updated: 6/17/03 OS/platforms(s): Windows and Macintosh Versions: All

Contributor/author(s): Ze

As everyone knows, the financial system in SimCity 4 is completely different from all previous versions. Every civic building, along with its benefits, provides a countinuous monthly expense. In short, making money is much more difficult and time-consuming.

Loans are often seen as a method of letting your city survive for a few more years when you're dangerously running into the red. They increase the monthly expenditures, therefore pushing you even further to the red, of which you want to get out of, so you borrow some more money and you have a bigger outcome, and so on...

Because of this, some people think loans are useless. However, if used properly, they can be really effective and allow your city to grow faster. How? It's simple.

Imagine you get

See also
Mid-game tips
Money & Budgeting : Staying in the Black

Knowledge Tree

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